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Where Banks, Credit Unions, and Private Lenders turn for
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Banks

What Zions and Western Alliance Teach Us About Documentation Risk

A wave of unsettling news recently hit the regional banking sector. Zions Bancorporation announced a $50 million charge-off tied to two commercial loans, citing apparent misrepresentations and defaults. Meanwhile, Western Alliance Bancorporation disclosed a fraud lawsuit involving its own loan exposure. Both incidents sent stock prices tumbling and reignited investor anxiety over credit discipline, internal...

October 23, 2025
Banks
Don't You Dare

A Lesson From Ted Lasso’s Roy Kent: Don’t You Dare Settle for “Fine”

Why Commercial Lenders Deserve Better Than Legacy Doc Prep We all settle for “fine” more often than we’d like to admit. The drive-thru dinner when we could’ve made something better. The middle seat on a cross-country flight because the upgrade “wasn’t worth it.” The old software that “still works.”  “Fine” is comfortable but it’s also...

October 23, 2025
Banks
6 Commercial Lending Plays for Banks and Credit Unions That Deliver Long-Term Stability

6 Commercial Lending Plays for Banks and Credit Unions That Deliver Long-Term Stability

As we approach 2026, the commercial lending landscape remains in flux. Interest rates remain elevated, borrower behaviors are shifting, and institutions face continued pressure to modernize legacy processes. For banks and credit unions, the environment also brings heightened regulatory scrutiny, especially around portfolio concentrations, and increased competition for high-quality credit.  Yet opportunity remains for lenders...

October 8, 2025
Conference

Lending Council Conference 2025, Anaheim, CA

Schedule an exclusive session with our team. Let’s map out what faster closings could look like for you. Book Today Join us in Anaheim for the premier credit union lending event of the year! The Lending Council Conference brings together credit union leaders, innovators, and experts to explore the future of lending in a dynamic...

October 7, 2025
Banks
small business loans

Why Small Business Loans Are Poised to Surge Through 2026

The only clear trend at this time is that economic uncertainty is expected to remain a constant for the next several years, thereby setting the stage for a surge in small business loans.   As larger corporations delay growth plans while they wait for the global economy to stabilize and as the labor market continues to...

September 24, 2025
Banks

Budget Playbook for Commercial Lenders, Volume 2

Commercial lending in 2025 is more competitive, more regulated, and more complex than ever. Financial institutions must do more with less while navigating constant market shifts. If last year was about survival, this year is about strategy—making budget decisions that protect competitiveness, ensure compliance, and close operational gaps before they become lost opportunities. Our Budget...

August 28, 2025
Commercial Lending
Robot hand holding pen signature document signing up contract in mobile phone app, humanoid sign agreement. Artificial intelligence digital futuristic technology concept. Vector illustration

The Dangerous Illusion of AI-Generated Loan Documents

There’s no question that artificial intelligence (AI) is changing the way we work in commercial lending. From underwriting automation to portfolio analysis, AI-powered tools promise faster decisions, improved efficiency, and streamlined operations. For financial institutions constantly racing to close loans while managing risk, that’s an attractive value proposition.  But let’s draw a clear line: when...

July 8, 2025
Banks
How Lenders Can Prepare for the Downcycle

Resilience Is Built in the Quiet Before the Storm: How Lenders Can Prepare for the Downcycle

When the market softens, lenders who come out on top are not the ones who react fastest. They are the ones who are already doing the work.  I saw it firsthand during the Great Recession. While big national players struggled to regain their footing, one smaller regional lender stood out. Why? They were disciplined. They...

July 7, 2025
Banks

How Banks and Credit Unions Can Prepare for the Coming SBA Loan Surge

Small business lending is poised for an upswing. With renewed federal backing, shifting economic conditions, and a surge in entrepreneurial activity, SBA loans, especially 7(a), 504, and Express loans, are expected to see substantial growth in the coming year.  For banks and credit unions, this isn’t just a seasonal bump. It’s a rare opportunity to...

July 1, 2025
Banks

When Others Shelter, It’s Your Time to Lead

In Uncertain Times, Precision and Intentional Action Set Top Lenders Apart When the market feels uncertain, many commercial lenders instinctively pull back. They pause loan approvals, tighten underwriting, and wait for clearer signals as to where the market is headed. It’s a natural reaction, especially when billions of dollars in commercial mortgages are coming due...

July 1, 2025
Banks
How should lenders approach loan modifications in 2025?

How Should Lenders Approach Loan Modifications in 2025?

Commercial Loan Modifications Are Coming: Here’s How Financial Institutions Should Prepare If your institution isn’t already reviewing its loan portfolio for loans that may be facing potential challenges either with the financial strength of the loan parties or the financial performance of the collateral assets, the rest of 2025 might hit harder than it needs...

June 30, 2025
Banks
Loan Portfolio Diversification: Your 2025 Survival Strategy

Is Your Loan Portfolio Built for What’s Next?

If you’re looking for a 2025 survival strategy, start by rethinking how you diversify your loan portfolio. As we enter the midpoint of a high-pressure economic year, one truth is becoming crystal clear for commercial lenders: diversification isn’t optional; it’s essential. Lenders who always keep a close eye on viewing all loan transactions as part...

June 18, 2025

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