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Commercial Lending
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The Dangerous Illusion of AI-Generated Loan Documents

There’s no question that artificial intelligence (AI) is changing the way we work in commercial lending. From underwriting automation to portfolio analysis, AI-powered tools promise faster decisions, improved efficiency, and streamlined operations. For financial institutions constantly racing to close loans while managing risk, that’s an attractive value proposition.  But let’s draw a clear line: when...

July 8, 2025
Banks
How Lenders Can Prepare for the Downcycle

Resilience Is Built in the Quiet Before the Storm: How Lenders Can Prepare for the Downcycle

When the market softens, lenders who come out on top are not the ones who react fastest. They are the ones who are already doing the work.  I saw it firsthand during the Great Recession. While big national players struggled to regain their footing, one smaller regional lender stood out. Why? They were disciplined. They...

July 7, 2025
Banks

How Banks and Credit Unions Can Prepare for the Coming SBA Loan Surge

Small business lending is poised for an upswing. With renewed federal backing, shifting economic conditions, and a surge in entrepreneurial activity, SBA loans, especially 7(a) and 504, are expected to see substantial growth in the coming year.  For banks and credit unions, this isn’t just a seasonal bump. It’s a rare opportunity to capture market...

July 1, 2025
Banks

When Others Shelter, It’s Your Time to Lead

In Uncertain Times, Precision and Intentional Action Set Top Lenders Apart When the market feels uncertain, many commercial lenders instinctively pull back. They pause loan approvals, tighten underwriting, and wait for clearer signals as to where the market is headed. It’s a natural reaction, especially when billions of dollars in commercial mortgages are coming due...

July 1, 2025
Banks
How should lenders approach loan modifications in 2025?

How Should Lenders Approach Loan Modifications in 2025?

Commercial Loan Modifications Are Coming: Here’s How Financial Institutions Should Prepare If your institution isn’t already reviewing its loan portfolio for loans that may be facing potential challenges either with the financial strength of the loan parties or the financial performance of the collateral assets, the rest of 2025 might hit harder than it needs...

June 30, 2025
Banks
Loan Portfolio Diversification: Your 2025 Survival Strategy

Mid-Year Check: Is Your Loan Portfolio Built For What’s Next?

If you’re looking for a 2025 survival strategy, start by rethinking how you diversify your loan portfolio. As we enter the midpoint of a high-pressure economic year, one truth is becoming crystal clear for commercial lenders: diversification isn’t optional; it’s essential.  Lenders who always keep a close eye on viewing all loan transactions as part...

June 18, 2025
Banks
economic outlook 2025

Monthly Market Minute, June 2025

Recession Signals, Resilient Lending GoDocs’ Monthly Marketing Minute digs into the trends impacting lending in 2025. Contradictions are everywhere. Recession warnings are mounting, slow GDP, rising delinquencies, and inflation uncertainty, but commercial lending? It’s heating up. In the latest episode of the GoDocs Monthly Market Minute, host Keith Mayer sits down with GoDocs’ Head of Business...

June 11, 2025
Banks
Drone photography of old abandoned factory house in ruins during autumn cloudy day

What Steps Can Commercial Lenders Take to Avoid Catastrophe from Natural Disasters?

Why Disaster-Proofing the Commercial Lending Processes Is Crucial As regulatory requirements tighten and climate-related risks increase, disaster-readiness is no longer optional for commercial lenders. Risk assessments must now account for the potential of natural disasters, cyber threats, and global market disruptions. Modernizing and disaster-proofing your lending processes is critical to operational continuity, legal and regulatory...

June 9, 2025
Banks

What Does the Data Say About Modernizing Commercial Lending?

Here’s why it’s time to prioritize progress. Backed by data, expert advice, and real market trends. The commercial lending sector faces a crossroads. While some lenders cling to legacy systems and “safe” manual workflows they’ve been using for decades, the market and regulatory environment are evolving too quickly for this approach to remain viable. As...

June 3, 2025
Banks
mba conference

MBA Commercial/Multifamily Finance Servicing and Technology Conference 2025 Recap

I recently had the opportunity to attend the Mortgage Bankers Association’s Commercial/Multifamily Finance Servicing and Technology Conference in Hollywood, Florida. The event brought together a strong mix of lenders and vendors to network, discuss business opportunities, and hear from expert panelists. Topics ranged from the overall health of the commercial real estate market to the...

May 27, 2025
Banks

When States Step In: The Regulatory Ripple Effect in Commercial Lending

In his recent article, “CFPB Will Rewrite Small-Business Lending Rule”, Ebrima Sanneh of American Banker sheds light on the uncertain future of the proposed small business lending rule by the Consumer Financial Protection Bureau (CFPB). The article also discussed the growing likelihood that state governments will take the reins as federal enforcement wanes. This shift...

May 27, 2025
Banks
A person with work safety and compliance icons, including a shield, hard hat, checklist, workplace safety, health protocols, and regulatory compliance

Infographic: The Cost of Inaction as a Commercial Lender

Using Legacy Legal Document Systems Is Risky This snapshot highlights some of the most significant risks to lender profitability and scalability that result from relying on error-prone, highly manual legacy processes, rather than investing in compliant software that enables accurate and agile responses to borrowers. Get More in Depth Guide: Commercial Lenders, Playing It Safe...

May 19, 2025

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